Honestly there's not enough of a difference to bother about. Do whatever is easiest for you to code. If you can make a workable URL without a fistful of numbers (your 732226 here), then definitely do that.
I read on the Google SEO doc that it's good to have a subfolder
? Whether that's true or not-- and whether you've interpreted it correctly or not-- it's irrelevant here because all your permutations already have at least two pseudo-directory nests. The question seems to be what order to put them in.
I say "pseudo-directory" assuming that none of these configurations represent a real physical file. But there's not much sense in having a directory that contains only one subdirectory.
Putting /deals/ first implies more than one article on the theme of "deals". Putting /How-to-get-etcetera/ first implies you'll be covering more than one aspect of how-to-get.
Second assumption is this one article exists in a perfect vacuum. But really it's connected to an existing site, isn't it? Where is it most logically linked from? If it's an offshoot of any existing page, then its URL should reflect that. If it links primarily from the front page, then what are all the extra directories for?