gsx - 12:52 pm on Dec 21, 2002 (gmt 0)

Those who take payments via a 'normal' merchant and not an approved third party will not need to worry about this change. They will not need to enter the PIN into their machines to take the payment. They will still get chargebacks and be responsible for all costs involved.

Offline payments will be changed either. Similar to CVV codes (3 digits on the back of your card) and AVS (Address Verification System) - these are not entered or checked by offline systems - only online accounts can be used to check these.

The new system is only for internet payments through approved merchant account suppliers (WorldPay being just one of them).