Webwork - 2:51 pm on Feb 15, 2006 (gmt 0)

I make my writers sign a hold harmless asserting the originality of the content and indemnifying me against any claims.

1. Do your writers have liability coverage that encompasses issues such as claims of copyright infringement, plagiarism, libel, etc.?

2. Most insurance policies won't insure against intentional or willful wrongs, i.e., the writer just lifted the content - knowingly - and put his name on it. So, even if there is an insurance policy read the exclusions AND look for the language that says what IS covered.

3. Even if #1 applied (the writer has a writer's policy of some kind) does the coverage extend to claims against you? Doubtful. Get your own policy buddy.

4. Since it's unlikely that the writer has effective insurance (indemnification) coverage do you really think that the writer who is writing for you, as the basis of their living, has enough money and assets to pay for a lawyer to defendend thems and a lawyer to defend you - and - pay for any judgment? IF you want that type of protection you better start paying your writers one heckuva lot more. :)

Martinibuster, you know what you can do with the writer's hold harmless and indemnification agreement?

Frame it.