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NFFC - 10:26 pm on Jul 28, 2000 (gmt 0)
Assuming the title is of primary importance and is unable to be practically cloaked: car 9,766,120 loans 1,478,495 Making the phrase "car loans" [no quotes]. Repeat the "loans" do not repeat the "car".
Not sure what you mean by "at the back of the phrase" but as regards rarity...