(Prompted by my 3rd online banking suspension)
There is a Governmental and big business conspiracy to make our lives so overly complicated with varying password systems, that we'll eventually cave-in to ID cards, I'm convinced.
Have you ever thought how much of our lives require, not only a password, but the back-up info to support it in case you forget?... In fact, you don't even need to forget, some services will still demand you declare that info to gain access to your account...
... even if it's just to ask a bleeding question!
You try to keep everything seperate with your own little system so there's no overlap, but then they demand your passwords MUST contain a minimum of 6, and a maximum of 10 characters and MUST also contain a minimum of 3 numbers and be mixed case - Oh, bang goes my hitherto perfectly working system then.
On top of that, they may also ask for the 3rd letter of the password "hint" you nominated or other such random extra piece of info you had no choice in handing over (but certainly wouldn't of had you the choice)... I mean, I wasn't even born when my mum had her maiden name!
'I only contact you once every 18 mths FFS, HTF do I know what my password "hint" is?... never mind the 6th character'
So what are we supposed to do? What is the only real alternative left if we don't want to be locked out of life?
... We have to do the one thing they INSIST we're not allowed to do (if you ever want to make an insurance claim that is), write the bleeders down or have some app remember them (with another password to access that!) which itself runs the risk of being targetted by hackers!
It's going too far and I suspect there's more behind it depending on who you're dealing with - My principal suspicions are they want to get REALLY close and personal (They now know personal stuff you'd have to think twice about telling your best mate!) and also a longer-term agenda of putting our lives onto one ("simple") ID system.
So now, I'm locked out of me online bank A/c having failed on the 3rd attempt to answer a random question. I now have to survive another onslaught of tricky questions over the fone to tell them.
Then I'll have to think up yet another "foolproof" password system and wait god knows how long to receive 2 seperate bits of paper just to gain acces to my money online again.
I am #*$!in livid and cannot pay a bill 'cos of this.