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US Bank Account For Foreigners?

 10:44 am on Aug 16, 2004 (gmt 0)

Any foreigners has any luck on opening a bank account with a US Bank? Is it possible?



 11:13 am on Aug 16, 2004 (gmt 0)

Depends where you are based. There are branches of US banks in many non-US cities (Citibank in particular are everywhere). Going to one of those branches is going to be much easier than trying to set up something with a US-based branch if you are non-US resident.

Also, there are some non-US banks with US subsidiaries - so your local bank may be able to help you too.


 12:25 pm on Aug 16, 2004 (gmt 0)

what's "non-US cities"?


 12:27 pm on Aug 16, 2004 (gmt 0)

London, Frankfurt, Paris, Brussels, Toronto, as well as smaller cities in those countries and many others. As I said, there are branches all over the place.


 11:26 pm on Aug 16, 2004 (gmt 0)

No problem.
Walk in,show your passport,give them some money and its done.



 3:17 pm on Aug 17, 2004 (gmt 0)

In smaller cities such as Calgary and Edmonton I am not aware of a US bank. However, one can open a US dollars bank account with Royal Bank.


 11:42 am on Aug 19, 2004 (gmt 0)

If you are trying this to get around the problem of outfits like Paypal who reject a whole lot of countries for Credit Card trabsactions, be aware that a US Bank account won't fix it. You need an address in an approved country. I have both credit card and bank accounts with US Banks in major financial centers but, because my address is in one of "those" countries, Paypal et al still won't touch me.


 3:08 am on Aug 24, 2004 (gmt 0)

Troppo, if you are looking to become a virtual american citizen, then you can get a US mail forwarding address. Some of these companies now offer prepaid credit cards, and telephone forwarding.

Kind of expensive, if you are just trying to buy music legally, but if you are running a business and want to get around the 'we deal with americans only mentality',this is a great way around it.


 3:11 pm on Aug 24, 2004 (gmt 0)

opening a bank account with a US Bank?

Is there a benefit over opening a US$ account at one of your national banks?


 10:14 pm on Aug 28, 2004 (gmt 0)

One advantage I can think of is many smaller US banks lack the competence to clear a check drawn on any bank that is not a member of the federal reserve.

Checks drawn on my US$ account at TD Canada Trust will not clear at every bank in the US, but checks drawn on my TD Waterhouse account will. Unfortunately, TD Waterhouse does not offer any sort of cross-border account to corporations.

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