| 12:27 pm on Apr 13, 2006 (gmt 0)|
This year is turning out rotten for a LOT of people. So sorry to hear that your day has gone quite wrong. I suppose though, when everything is going wrong, the only thing left to happen is for things to start going right again. You'll win a brand new car today and the boss will give you a raise. :)
| 12:56 pm on Apr 13, 2006 (gmt 0)|
...and tomorrow will be all sweetness and light!
| 6:46 pm on Apr 13, 2006 (gmt 0)|
Ska - Sorry mate Il pay you back, no I will, honestly...
| 6:51 pm on Apr 13, 2006 (gmt 0)|
sounds like my roommate
last week someone starts running around the city spending on his card which is still sitting in his wallet
obviously it was a copy made from somewhere
that's over, gets it all sorted out, no harm no foul, except he got declined for a bunch of stuff when they stopped the card.
he is feeling a bit better after that, figures he'll go out with a friend for some fun. Grabs the cash fromt he bank he needs for the week. Gets his wallet lifted right after, loses 500$.
he is now very depressed and hiding from any other possible mishaps until he gets paid again.
| 7:00 pm on Apr 13, 2006 (gmt 0)|
um.. you have just one credit card? I am fairly sure my 14 month old nephew has 3 or 4 of 'em.
| 6:36 pm on Apr 14, 2006 (gmt 0)|
|um.. you have just one credit card? |
So do I. One for the business and one personal use. Personal one is only for certain purchases that are unplanned for (emergencies).
Why would I want to pay interset when I can use a debit card? Also I have a very nice debt to income ratio. Paid cash for my last car. It's a preference thing.
| 7:14 pm on Apr 14, 2006 (gmt 0)|
|Why would I want to pay interset when I can use a debit card? Also I have a very nice debt to income ratio. Paid cash for my last car. It's a preference thing. |
You only have to pay interest if you don't pay the balance in full each month. (Unless you have a really screwy card.) Why lose the interest that you could earn by delaying payment for purchases? Also, I don't know of any debit cards that offer cash back or rewards points.
The only balances I'm carrying right now are on cards that offered 0% cash advances. So I took the money and put it into interest bearing accounts until the 0% time limit's up. I have quite a few cards because I did the same thing with other cards- 0% interest to open an account and transfer a balance.
True, people with multiple cards that max them all out are certainly asking for trouble.
| 7:05 pm on Apr 15, 2006 (gmt 0)|
debit cards that offer cash back - The Halifax bank in the UK has one.
| 7:15 pm on Apr 15, 2006 (gmt 0)|
|Turns out someone has used my card for over 20 internet transactions totalling about £1000. |
I spent £982 and not a pence more! Get your facts straight!
| 11:55 am on Apr 17, 2006 (gmt 0)|
>> I spent £982 and not a pence more!
yeah, but I got the rest.
| 1:33 pm on Apr 18, 2006 (gmt 0)|
Heh Heh you lot should be on telly.
Things are getting better.
My L'il brothers 10 week premature baby is now off the ventilators and crap and is surviving quite nicely on her own. That means more to me than any of the other "bad" stuff that happened the other day.
Turns out my bank have screwed up big style. I can't say how because they won't tell me. But they are admitting to a rather large mistake.
I have an appointment Saturday morning with another bank so I can get my money away from the retards that are supposed to be looking after it for me at the moment.
I don't have any credit cards, just a debit card which suits me fine. The wierd thing about all this is that I had my old card for 3 years and spent loads on the internet. The card that got scammed was just 2 weeks old. I wonder if that has anything to do with the "mistake".
Well, thank you all for the expected replies ;oP
| 6:51 pm on Apr 18, 2006 (gmt 0)|
Should have a few different cards for important direct debits, and the like. If you have a bunch of domains, put them on different web hosts.
Saves having a not-so-lovely day, one day.
|Two Bass Hit|
| 9:38 pm on Apr 18, 2006 (gmt 0)|
SKA, this may be a long shot, but call your bank and speak with a managerial type. Demand as politely as possible for them to phone your ISP & Google Adwords to straighten out the mess they created for you. They definitely have the ability to do that.