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What a lovely day!
For everything to go wrong.
ska_demon




msg:327128
 12:22 pm on Apr 13, 2006 (gmt 0)

Woke up this morning with a cold. Not too bad but still a cold. Piled into work and noticed water leaking from the radiator on my car. Again, not too bad but a bit annoying. I check my mail and find out that my credit card (now 2 weeks old) has been refused by my broadband provider. I call them up and they say I need to talk to the bank. I phone the bank and they tell me my card has been stopped due to fraudulent activities!

"WHAT!"

Turns out someone has used my card for over 20 internet transactions totalling about 1000. OK, I'm not too worried, at least the bank noticed this for me and stopped my card. I will get the money back but it might take a while. Trouble is I won't get a new card for 5 working days and with easter in the way I won't get it til next friday.

"SWEET!"

I used my original card for 3 years on the web and never got ripped off. 2 weeks into owning my new card and having never used it on the web someone rips me off!

My bank tell me that they might have screwed up and my details have been made publically available.

"THANKS GUYS!"

Anyway, I call my ISP to tell them whats happened and they tell me I've got til wednesday next week to pay or they'll cut me off. HANG ON, I don't get my card til friday and I don't have any other way of paying them. Looks like I'm gonna get cut off.

"EVEN SWEETER!"

Then I get an email from Google telling me my Adwords is suspended because my card has been refused. AAAAGH!
I can't reinstate till I get the new one in over a weeks time.

It is now 1.30pm and I have up for 5 1/2 hours. This has been the worst day of the year so far. I have just returned from the off license (US read Liquor Store) with an expensive bottle of Burgundy and I am taking the rest of the day off.

Thanks for listening and I hope your day turns out better than mine. I'm not looking for sympathy and my life is great in general especially when you consider what some parts of the world are going through.

WHY CAN'T ALL THESE PROBLEMS SPREAD THEMSELVES OUT OVER THE YEAR INSTEAD OF TURNING UP NOW!

Sods law they call it.

Ska

 

AWildman




msg:327129
 12:27 pm on Apr 13, 2006 (gmt 0)

This year is turning out rotten for a LOT of people. So sorry to hear that your day has gone quite wrong. I suppose though, when everything is going wrong, the only thing left to happen is for things to start going right again. You'll win a brand new car today and the boss will give you a raise. :)

DamonHD




msg:327130
 12:56 pm on Apr 13, 2006 (gmt 0)

...and tomorrow will be all sweetness and light!

Essex_boy




msg:327131
 6:46 pm on Apr 13, 2006 (gmt 0)

Ska - Sorry mate Il pay you back, no I will, honestly...

jatar_k




msg:327132
 6:51 pm on Apr 13, 2006 (gmt 0)

sounds like my roommate

last week someone starts running around the city spending on his card which is still sitting in his wallet

obviously it was a copy made from somewhere

that's over, gets it all sorted out, no harm no foul, except he got declined for a bunch of stuff when they stopped the card.

he is feeling a bit better after that, figures he'll go out with a friend for some fun. Grabs the cash fromt he bank he needs for the week. Gets his wallet lifted right after, loses 500$.

he is now very depressed and hiding from any other possible mishaps until he gets paid again.

vibgyor79




msg:327133
 7:00 pm on Apr 13, 2006 (gmt 0)

um.. you have just one credit card? I am fairly sure my 14 month old nephew has 3 or 4 of 'em.

Reflect




msg:327134
 6:36 pm on Apr 14, 2006 (gmt 0)

um.. you have just one credit card?

So do I. One for the business and one personal use. Personal one is only for certain purchases that are unplanned for (emergencies).

Why would I want to pay interset when I can use a debit card? Also I have a very nice debt to income ratio. Paid cash for my last car. It's a preference thing.

Take care,

Brian

LifeinAsia




msg:327135
 7:14 pm on Apr 14, 2006 (gmt 0)

Why would I want to pay interset when I can use a debit card? Also I have a very nice debt to income ratio. Paid cash for my last car. It's a preference thing.

You only have to pay interest if you don't pay the balance in full each month. (Unless you have a really screwy card.) Why lose the interest that you could earn by delaying payment for purchases? Also, I don't know of any debit cards that offer cash back or rewards points.

The only balances I'm carrying right now are on cards that offered 0% cash advances. So I took the money and put it into interest bearing accounts until the 0% time limit's up. I have quite a few cards because I did the same thing with other cards- 0% interest to open an account and transfer a balance.

True, people with multiple cards that max them all out are certainly asking for trouble.

Essex_boy




msg:327136
 7:05 pm on Apr 15, 2006 (gmt 0)

debit cards that offer cash back - The Halifax bank in the UK has one.

emodo




msg:327137
 7:15 pm on Apr 15, 2006 (gmt 0)

Turns out someone has used my card for over 20 internet transactions totalling about 1000.

I spent 982 and not a pence more! Get your facts straight!

vibgyor79




msg:327138
 11:55 am on Apr 17, 2006 (gmt 0)

>> I spent 982 and not a pence more!

yeah, but I got the rest.

ska_demon




msg:327139
 1:33 pm on Apr 18, 2006 (gmt 0)

Heh Heh you lot should be on telly.

Things are getting better.

My L'il brothers 10 week premature baby is now off the ventilators and crap and is surviving quite nicely on her own. That means more to me than any of the other "bad" stuff that happened the other day.

Turns out my bank have screwed up big style. I can't say how because they won't tell me. But they are admitting to a rather large mistake.

I have an appointment Saturday morning with another bank so I can get my money away from the retards that are supposed to be looking after it for me at the moment.

vibgyor79

I don't have any credit cards, just a debit card which suits me fine. The wierd thing about all this is that I had my old card for 3 years and spent loads on the internet. The card that got scammed was just 2 weeks old. I wonder if that has anything to do with the "mistake".

Well, thank you all for the expected replies ;oP

Ska

tigertom




msg:327140
 6:51 pm on Apr 18, 2006 (gmt 0)

Should have a few different cards for important direct debits, and the like. If you have a bunch of domains, put them on different web hosts.

Saves having a not-so-lovely day, one day.

Two Bass Hit




msg:327141
 9:38 pm on Apr 18, 2006 (gmt 0)

SKA, this may be a long shot, but call your bank and speak with a managerial type. Demand as politely as possible for them to phone your ISP & Google Adwords to straighten out the mess they created for you. They definitely have the ability to do that.

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