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AdSense Payment Options
Time to move on from paper cheques...

 3:36 pm on Jan 20, 2004 (gmt 0)

We seem to get a thread about every two weeks or so with a publisher receiving their cheque late, or the banks overcharging for processing the cheque or the banks taking months to process the payment etc. Admittedly publishers outside the States seem to have more problems in general than those in North America... but I think everyone was affected by the hold-up after Thanksgiving.

So... isn't it about time that AdSense had an alternative option for publishers to receive payment through PayPal or other means of elctronic transfer?

Indeed, why hasn't it introduced this option so far?

JenStar have you heard anything? AdSenseAdvisor, any comments?



 4:53 pm on Jan 20, 2004 (gmt 0)

Happy with the Paypal option as its used a lot personally and for business, its service and flexibility have improved some what over the years, Direct to my German Bank, or even the option that's been pushed around here is to have it put into a war (campaign) fund for adwords.

But even when they do finally get round to offering this service, how much would it cost Google to send these funds around the world?

I assume there will be varying bank charges depending not only on geographical location but also the type bank or account etc.

We have read here already that some of these banks are really criminals with the name bank somewhere to justify this, especially with some of the charges some people have to pay for a simple service of cashing a foreign cheque.

Would it cost Google more than it does now with the paper cheque?
Or would we have to pay for this service of direct payment depending on where you are and what bank your with?

Maybe when the option arrives in being able to have your Adsense earning being paid direct into a bank, i believe the options to which banks or financial institutes may be limited and you may need to join or be a member of that institute.


 5:05 pm on Jan 20, 2004 (gmt 0)

In the e-mail they sent out at the end of the year asking if publishers wanted their funds held over, they commented at the end of that mail that they hope to have alternative pay schedules and methods 'in the future'. Obviously it's something they're working on. Hopefully sooner rather than later.



 6:12 pm on Jan 20, 2004 (gmt 0)

I believe they are working on it, and we should be seeing something this year. I highly doubt it would be by PayPal - but I think direct deposit would be what is offered.

I am not familiar with direct deposit into international accounts. I do get direct deposits in Canada from the US, but I am not sure about other countries - are people able to get direct deposits from the US elsewhere?


 10:21 pm on Jan 20, 2004 (gmt 0)

A suggestion to AdSense:
Now that people mentioned paypal, I hope it is OK if I suggest epassporte.com (I have no connection with epassporte, other than being a happy user).
Like paypal, all a person needs to know to send money to you is a e-mail address.
You can either have just a virtual card, good for internet transactions, or have an actual Visa plastic card, which you can use to withdraw money from ATMs. A few minutes after the order is sent, you can get cash in your country.
I know that I am deducted $2 per incoming order, and I think I pay a small fee per withdraw (maybe itīs related to my bank, not the card). Fees are small, and at least in my country, the conversion rates are fair.

Again, I have no business with them. I am just an affiliated who used to wait a few weeks for cheques, now I can get payments fast and get cash as I need it.


 10:33 pm on Jan 20, 2004 (gmt 0)

I do get direct deposits in Canada from the US, but I am not sure about other countries - are people able to get direct deposits from the US elsewhere?

I've received UK direct deposit (they also offer US & Canada direct deposit) when I was using Commission Junction for advertising. The amounts were credited in US dollars so I assume they came from the States. They're the only one I've ever come across though.


 10:59 pm on Jan 20, 2004 (gmt 0)

The best option, I think, would be to offer direct deposit into your bank account the way Amazon does. No fees, instant transfer, and greater convenience.


 2:04 am on Jan 21, 2004 (gmt 0)

AdSenseAdvisor, any comments?

At this time, I don't have any information about alternate payment methods, other than the "I know that they're working on it, but I don't have a date." :) It is one of the top requests from AdSense publishers, though, so I'll let you know when more info is available.

I'll gather the suggestions from this thread and pass it along to the AdSense team.



 12:29 pm on Jan 21, 2004 (gmt 0)

I'll gather the suggestions from this thread and pass it along to the AdSense team.

ASA thats good to know some of the info/ideas here is being passed on and used.


 1:12 pm on Jan 21, 2004 (gmt 0)

I would prefer bank transfer.

I'm a NON-US publisher.
It take's me 3 months to cash $ from google
I'm still waiting for Octomber money :(

It must be optional.
Some people want checks, some pay-pal or bank transfer.

It's easy.
All you need is a USD bank account, the account number and the SWIFT code for your bank!

All the costs will be suported by the affliate.


 3:07 pm on Jan 21, 2004 (gmt 0)

It is impossible to transfer $****x to PayPal - very dangerous if you have a personal account, very expensive if you have a business account,
very unpractical for Google to do it for so many publishers.

I hope they can add a "fund transfer" feature, which enables AdSense publisher to transfer his funds to his AdWord account(if he has one). I will e very happy if I can buy a lot of AdWords for "free".


 5:38 pm on Jan 21, 2004 (gmt 0)

Paypal is what I've trusted so far, but whatever is better than cheques if it can be done.


 2:42 am on Jan 22, 2004 (gmt 0)

Not all PayPal users can withdraw their money. (AFAIK, only US, Taiwan and Korea can). If your earning is $123, there is no problem, if it is $1234, you have to use it to buy a lot of items before PayPal disable your account. (they will tell you "we are not bank" and press the disable button)


 6:18 am on Jan 22, 2004 (gmt 0)

Wire transfer (as an option) is much the best way, works (at varying speeds) worldwide. For some countries (US, UK, EU with IBAN number) direct deposit is cheaper but wires in volume are not that expensive anyway.

One European domain parking service I get paid by offers the choice of paypal (with a low minimum) or free wire transfer worldwide (with a larger minimum).

I'd be happy with a larger minimum on Google (or even paying a small fee) to save messing around with paper cheques. Paypal is not really that great an option, doesn't work in many countries.

The Google check is actually the only piece of paper mail my company needs to get at present, everybody else it deals with can cope with electronic billing and payments.


 6:42 am on Jan 22, 2004 (gmt 0)

I too would be completely happy with being able to dump my Adsense money into my Adwords account...It reminds me of the linkshare service of years ago.

They would need another option besides that for people who are making 100's a day on adsense and spending 10's on adwords.


 6:46 am on Jan 22, 2004 (gmt 0)

Not all PayPal users can withdraw their money. (AFAIK, only US, Taiwan and Korea can).

I'm in Canada, and I've withdrawn thousands of US dollars from my paypal account on numerous occasions. They just link it to a regular (Canadian) bank account.

I'm also in favour of electronic payment of some sort, whether it's paypal or direct transfer to a bank account doesn't matter to me.


 7:12 am on Jan 22, 2004 (gmt 0)

Please do not use PayPal to pay me! I'd much have it go directly into my bank account.. rather than PayPal somehow swindling some percentage from me for no reason.

I am willing to bet Google isn't even considering PayPal.. anyone who has experience with PayPal knows its more of a pain than a convienence.

No excuse to put more middle-men in line.. banks and big companies make enough as it is through delaying payments and adding fees.


 7:48 am on Jan 22, 2004 (gmt 0)

Im from Philippines, I prefer bank to bank transfer CITIBANK to CITIBANK. I think that this is the safest in our country.


 9:15 am on Jan 22, 2004 (gmt 0)

No excuse to put more middle-men in line.. banks and big companies make enough as it is through delaying payments and adding fees.

I second that.
Do people realize that services like PayPal are NOT non-profit organizations?...

Direct transfer to my bank account is the easiest and safest way to get my money.


 11:31 am on Jan 22, 2004 (gmt 0)

PayPal are an absolute pain in the ......

They are putting all sorts of restrictions on UK customers. I have given up reading their updates and have switched to bank transfers.

Cheaper, quicker and banks will speak to you. I do not know if anyone has had a problem with Paypal in the past but they do not answer you mail

brotherhood of LAN

 11:44 am on Jan 22, 2004 (gmt 0)

I prefer the check method for the moment. Paypal doesnt give me the exchange rate that you see in the paper...or more to the point, the exchange rate my bank is tied to.



 12:20 pm on Jan 22, 2004 (gmt 0)

Why do i still cringe when i hear the term 'paypal'? Guess i'm just weird...

Visit Thailand

 12:43 pm on Jan 22, 2004 (gmt 0)

I will never deal with PayPal ever again.

Anyway back to topic, but I am in Thailand and am very happy with the cheque. The only other option would be a transfer which is fine as well. Until then cheque's are great.


 10:50 pm on Jan 22, 2004 (gmt 0)

I have had no problems with Paypal.

Not all PayPal users can withdraw their money. (AFAIK, only US, Taiwan and Korea can).

Add New Zealand and UK to this. I use all the time, and the money enter my New Zealand account in two days.


 1:52 am on Jan 23, 2004 (gmt 0)

There are 37 countries you can withdraw money from a Paypal account to. They're all detailed in the Paypal help centre under "Withdrawing funds".


 2:29 am on Jan 23, 2004 (gmt 0)

I still can't see AdSense paying through PayPal.

And don't forget the kind of fees PayPal charges for using their service. If your check is $2000, you will be hit with a PayPal fee of nearly $50, depending on the kind of account you have. Ouch.


 3:54 am on Jan 23, 2004 (gmt 0)

I would prefer Google can withdraw (Adwords expense) from and deposite (Adsense cheque) to my designated US account each month. In this case I do not have pay the bank fee for US/CAD currency exchange twice.


 4:54 am on Jan 23, 2004 (gmt 0)

I'm convinced the only thing Google would ever do with PayPal is squash them.. Google has a history of catering to peoples needs and listening to their feedback.. something foreign to PayPal.


 12:02 pm on Jan 23, 2004 (gmt 0)


Gives ultra steep discounts to large volumn customers.

Anyway - I think the topic is done? Lets move on.

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