I recieved this e-mail today from Clickbank stating that they are now providing an alternative to their credit card payment process in the form of a check payment process - thus allowing small on-line e-tailers/merchants to provide their customers with a payment alternative to credit card transactions.
Here is the e-mail: snip - no e-mail quotes please
The "word on the street" is that banks are considering allowing the ATM type transactions for online purchasing for a processing fee. Boy will THAT be scary. Transmitting the pin # of you checking account? Security nightmare.