| 7:20 am on Feb 22, 2006 (gmt 0)|
Maybe you can try contacting your bank to acquire a real merchant account. It is relatively easy to setup one provided that you have a good credit standing.
I have a few friends who are running ecommerce websites with merchant accounts from Royal bank.
| 12:26 am on Feb 24, 2006 (gmt 0)|
If you are based in Canada, check out PSI Gate / Beanstream
| 3:50 am on Feb 24, 2006 (gmt 0)|
Both PSIGate and Beanstream are good. I personally use PSIgate and have never had a problem with them.
| 4:12 am on Feb 24, 2006 (gmt 0)|
Look into the suggestions mentioned
1. The site owner who will be receiving the funds should be the one giving credit info.
|who has to offer their credit info? the business owner or the site administrator? (the one that would be processing the orders) |
- do you need a terminal to punch the numbers in?
2. You do not need a terminal to process cards over the internet. I assume you do have a shopping cart and not just using paypal buttons on html pages?
| 5:44 pm on Feb 24, 2006 (gmt 0)|
To customers of our ecommerce software we recommend e-xact quite often - Canadian and American.
| 5:01 am on Mar 4, 2006 (gmt 0)|
psi gate looks good..but they hold your money for 15 days!
| 6:00 pm on Mar 6, 2006 (gmt 0)|
As an American based business, we use E-xact... and our purchasers are worldwide. We've never had any issues with E-xact, and they tell us when they have service issues - they are very pro-active in the monitoring.
Also, we prefer them to our own bank for E-xact insures all transactions. Something our bank won't do.
| 9:08 pm on Mar 6, 2006 (gmt 0)|
We use moneris (Royal Bank / Bank of Montreal) also. Rates are 2.3% plus 18 cents a tranaction. This will drop to 2% after a year or so, if you have a low chargeback rate. They also throw in a virtual terminal, so you don't need a physical terminal for those non-web transactions.
They have a high signup cost ($450) but you can beat them down a hundred bucks or more. (ie don't to excited about the first price they offer you)
You need to sell a physical product (they don't deal with subscription services) and you must have good credit.