Corey Bryant
msg:623679 | 11:38 pm on Feb 1, 2006 (gmt 0) |
What country are you in? -Corey
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grobe
msg:623680 | 4:10 am on Feb 2, 2006 (gmt 0) |
Corey, if you click on his User Profile it says Midwest; and people who say that are referring to Midwest U.S. The answer to this question depends on volume, average ticket size, type of product... I have a tiny site and use Paypal and Propay--there just aren't many reasonable choices at the bottom--while there are a huge variety at higher levels.
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Corey Bryant
msg:623681 | 1:29 pm on Feb 2, 2006 (gmt 0) |
If you are in the United States, and selling more than $1,000 a month, a merchant account is usually better and more cost effective. If it is high risk though you are better staying with your current company or finding a 3PP to process. There are hundreds of merchant account providers (MAPs) and thousands of resellers selling them. Usually you can get discount rates for around 2.3 / 2.4% and you can even use a blended rate to get a lower rate (around 1.95% or so) on signature debit cards. -Corey
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EyeDesign
msg:623682 | 1:38 pm on Feb 2, 2006 (gmt 0) |
THANK YOU for the replies. Ticket size is small right now. I just want my merchant account to make sense and help me make money (by offering a variety of payment options), not make me have an unuseful expense. I will keep the one I have for now and keep a look out for others.
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Corey Bryant
msg:623683 | 3:13 pm on Feb 2, 2006 (gmt 0) |
If you have one & you are happy with it - stay with them. It can be a pain at times to switch actually. Sometimes it is worth it - you just look at your ROI and some customers are only saving sometimes around $30 a month -Corey
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