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Ecommerce Forum

Paypal with no credit card.
Will this method work?

 8:03 am on Sep 13, 2005 (gmt 0)

Hi all,

I am from India, and I do not own a credit card.

But, I want to sell an e-book online that I wrote myself.

I wanted to use paypal as a primary method of payment collection (what are the disadvantages of this, btw.,?).

But, I have no credit card. So, I decide to use my friend's number (with his permission of course) to open a paypal account.

Now, my doubt is, will there be *ANY* charges that will be billed to the credit card? That is, commissions, etc. etc.? Or, will *everything* be deducted from my account balance before I can withdraw.

Please, please help me out.

Also, suggest similar sites like paypal so I can give my visitors alternate methods of payment as well.

Thanks all in advance!



 9:37 am on Sep 13, 2005 (gmt 0)

I think youll have problems here, doesnt the withdrawal accoount have to be in the same surname as the card?


 6:33 pm on Sep 13, 2005 (gmt 0)

Your friend should be aware of the simple rule - never, ever allow anyone else to use your credit card. I have seen several instances of large losses arising through ignoring this advice.

Why can you not get a credit card yourself if your Indian friend has one? Or is the friend not located in India? That will make it worse!


 1:44 pm on Sep 14, 2005 (gmt 0)

I have legal reasons for not being able to get a credit card. Why what is the problem in him letting me use it just for this?

I mean, paypal is not going to charge that card ever right?

The Contractor

 2:18 pm on Sep 14, 2005 (gmt 0)

Why not have your friend open a PayPal account and then pay you?


 3:29 pm on Sep 14, 2005 (gmt 0)

He could, but why? Is there any reason he has to do it? Even if he opens the account, I only would be handling all the transactions right?

Can you just tell me if they will ever charge the credit card. If so, under what circumstances?


 3:35 pm on Sep 14, 2005 (gmt 0)

Let me take a stab at this..your friend wouldnt be your parents by any chance?


 3:32 pm on Sep 15, 2005 (gmt 0)

Nope. My college mate.


 1:34 am on Sep 16, 2005 (gmt 0)

To verify the account, the credit card will be charged a small amount. Also, I think, should there be reversals or chargebacks and no funds in the PP account, the card would be charged.


 11:06 am on Sep 23, 2005 (gmt 0)

I see. Thanks.


 6:50 am on Sep 26, 2005 (gmt 0)

Keep looking for paypal account.
Last time I see some website (some where) sell active paypal account too.
I forgot that website.


 7:31 pm on Sep 26, 2005 (gmt 0)

You should never buy someone else's PayPal account. If PayPal detects that the credit card or bank account on file is no longer valid, or suspects fraudulent activity in the account, you will not be able to prove that you are the owner of the account and you may lose funds that were paid into that account.

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