Hi, I'm an individual ebayer (with only one feedback 100%) I saw this lense I wanted but I lost my chance becuz I was asking questions to the seller. So I mailed the seller and asked if he can sell it to me. Ofcourse I offered a higher price and he accepted it. I said to make a new BUY IT NOW post on ebay so I can buy it. But he says to send him a US postal money order. I mailed him again and asked if paypal was possible. The reply was: paypal echeck only, Thank you. I'm about to pay him thru paypal echeck.. But I'm kind of curious because he didn't want to post another sale on ebay which doesn't take that long. Just in case.. If it IS a fraud. Can I stop the payment? Or is there no way to stop the payment once I sent him the paypal echeck? Is it safe?
Well it sounds like you are very familiar with Paypal actually and with Ebay. Can't you always contact Paypal and tell them you did not get the product?
At first he wanted a money order only but now since he wants Paypal - that does seem a bit better, right? Your gut feeling though it telling you something different. I would go with that - you have read thru your emails to him and from him and something (to you) just does not seem right
You've already violated eBay's rules by offering to buy the item outside of an auction. So you're kind of on your own.
When you send money to someone via PayPal, it is *always* difficult if not impossible to stop or reverse; an echeck is no different. Plus, if you buy outside of an eBay auction, you've lost a lot of the fraud protection that eBay and PayPal offer, but you may still have some coverage directly through PayPal if the item never shows up. In any case, getting compensated for a fraudulent transaction is difficult, and you have no direct recourse against the seller -- you can't leave negative feedback on eBay because you didn't buy the item in an auction.
The seller probably wants you to use an eCheck because his fees are less than a credit card funded payment - he ends up with even more money in his pocket, on top of the extra you're already paying him for going around the auction process.
Personally, I'd just sit quietly and wait for another similar item to show up on eBay and buy it instead. Use a sniping service like AuctionSniper to make sure you get a bid in at the last second.
Thanks guys. I almost got scammed. I was asking for 85mm 1.8 lense and today he says it's 2.0 lense. If I didn't ask him to keep make a new post on ebay, I would've bought a 2.0 lense for 150 dollars. Phew..