I'm still riding the fence trying to decide which payment processor to go with. 2CO is out since they haven't answered my initial emails. Debating on Paypal, since I know they're very popular but they also have a very checkered past.
For those of you who run sites that offer Paypal and other payment options, could you tell me about what % use Paypal, and of those using Paypal what % are credit card payments?
Just trying to get a handle on things. Thanks in advance.
PayPal has offered pay direct via a credit card without having to sign up for American & Canadian customers for quite a while now, so I don't see a down side to using PayPal. I've used them since they first went online and NEVER had any problem.
Hi Joe I have 2 options, one a direct buy link which goes to my own secure SSL server and also a secure shopping cart supplied by mals. I then recover the card details either from my server or from mals if someone uses the cart.
I find,in my area at least, people very much prefer to use cards, even on ebay, very few go for PP when given the choice.
I also hear a lot of anecdotal evidence of people turning against PP because of all the spoof emails etc.
In reality being able to securely take cards yourself is cheaper, safer and gives customers a greater sense of confidence
So after you retrieve the Credit Card info off your server you then submit it yourself for payment? Do you have a swipe machine that you use? I am just getting started and am toying with the idea of submitting the charges myself. I was just wondering how everyone else does it.
Hi Joe I just retrieve card# and exp date and manually run the charge through my terminal. All very quick and easy. It works very well for me, especially when people use debit rather than credit cards because I can take a £1,000 payment for just over £0.20p!