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Insurance for merchandise

Msg#: 4478047 posted 8:31 pm on Jul 22, 2012 (gmt 0)

We will be moving out of the garage in the next couple months.
We are looking at a couple small buildings to rent.

What do you we do for insurance? Mainly, if we were robbed.
I do plan on having a security system in place.



WebmasterWorld Senior Member 10+ Year Member

Msg#: 4478047 posted 1:11 pm on Jul 23, 2012 (gmt 0)

You should go to an insurance agent. NOW would be the perfect moment. Before you rent the warehouse. Because usually the amount of money you pay for your insurance depends not only on the value of your goods but also on the location of your warehouse. There might also be some requirements regarding doors, windows, security system and so on.

If you ask for terms and conditions now, you can take that into consideration before you sign a contract for a warehouse.

For example I pay a significant lower amount, because I am located inside the city, at a busy street, no windows to the back, only entrances to the front and the side window has grates.


Msg#: 4478047 posted 11:10 pm on Jul 23, 2012 (gmt 0)

Will do! Thank you.


Msg#: 4478047 posted 4:41 am on Jul 24, 2012 (gmt 0)

Almost any broker will offer inventory insurance. Generally it seems 1-3% of the value is the normal annual rate, although there's innumerable variables that can affect that.

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